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Health Claims Exchange

Health Claims Exchange

August 2022-24 | Finarkein Analytics

August 2022-24 | Finarkein Analytics

August 2022-24 | Finarkein Analytics

August 2022-24 | Finarkein Analytics

August 2022-24 | Finarkein Analytics

Sr. UX Designer

Sr. UX Designer

Sr. UX Designer

Sr. UX Designer

Sr. UX Designer

Sr. UX Designer

Skills

Skills

Skills

Information Architecture

Information Architecture

Information Architecture

B2B Dashboard Design

B2B Dashboard Design

B2B Dashboard Design

Ecosystem Architecture

Ecosystem Architecture

Ecosystem Architecture

Trust Design

Trust Design

Trust Design

Conversation Design

Conversation Design

Conversation Design

B2C Dashboard Design

B2C Dashboard Design

B2C Dashboard Design

UX Writing

UX Writing

UX Writing

Design for Digital Public Infrastructure

Design for Digital Public Infrastructure

Design for Digital Public Infrastructure

Methods

Methods

Methods

Conversational Design

Conversational Design

Conversational Design

Prototyping

Prototyping

Prototyping

Logic Mapping

Logic Mapping

Logic Mapping

Wireframing

Wireframing

Wireframing

Information Architecture

Information Architecture

Information Architecture

Design System Governance

Design System Governance

Design System Governance

Regulatory Design

Regulatory Design

Regulatory Design

Overview

Overview

Overview

Overview

The Ayushman Bharat Digital Mission (ABDM) is a national initiative to digitize health records for over a billion citizens. I designed the end-to-end service: a Citizen Onboarding journey for digital ID creation (ABHA) and a Provider Dashboard (HCX) for instant hospital insurance verification.

The Ayushman Bharat Digital Mission (ABDM) is a national initiative to digitize health records for over a billion citizens. I designed the end-to-end service: a Citizen Onboarding journey for digital ID creation (ABHA) and a Provider Dashboard (HCX) for instant hospital insurance verification.

The Ayushman Bharat Digital Mission (ABDM) is a national initiative to digitize health records for over a billion citizens. I designed the end-to-end service: a Citizen Onboarding journey for digital ID creation (ABHA) and a Provider Dashboard (HCX) for instant hospital insurance verification.

Challenge

Challenge

Challenge

Challenge

Indian healthcare suffers from paper-heavy fragmentation, causing high patient friction and delayed insurance claims at hospital intake.

Indian healthcare suffers from paper-heavy fragmentation, causing high patient friction and delayed insurance claims at hospital intake.

Indian healthcare suffers from paper-heavy fragmentation, causing high patient friction and delayed insurance claims at hospital intake.

Approach

Approach

Approach

Approach

I implemented a "Mobile-as-Identity" logic, fetching longitudinal health history and policy coverage via a single digital handshake (ABHA).

I implemented a "Mobile-as-Identity" logic, fetching longitudinal health history and policy coverage via a single digital handshake (ABHA).

I implemented a "Mobile-as-Identity" logic, fetching longitudinal health history and policy coverage via a single digital handshake (ABHA).

Result

Result

Result

Result

Collapsed a multi-step manual intake into a 30-minute digital process, saving 2.5 crore man-hours and linking 800M+ citizens to the national grid.

Collapsed a multi-step manual intake into a 30-minute digital process, saving 2.5 crore man-hours and linking 800M+ citizens to the national grid.

Collapsed a multi-step manual intake into a 30-minute digital process, saving 2.5 crore man-hours and linking 800M+ citizens to the national grid.

Defining the Ecosystem

Defining the Ecosystem

Defining the Ecosystem

ABDM

ABDM

The national framework (the "Digital Backbone") that enables secure data flow between patients, doctors, and insurers.

The national framework (the "Digital Backbone") that enables secure data flow between patients, doctors, and insurers.

ABHA

ABHA

(Ayushman Bharat Health Account) is a unique 14-digit ID, linked to a mobile number and Aadhaar, that stores a citizen's digital health records.

(Ayushman Bharat Health Account) is a unique 14-digit ID, linked to a mobile number and Aadhaar, that stores a citizen's digital health records.

HCX

HCX

The exchange protocol that allows hospitals and insurance companies to settle claims in real-time, replacing traditional manual paperwork.

The exchange protocol that allows hospitals and insurance companies to settle claims in real-time, replacing traditional manual paperwork.

Defining the Ecosystem

ABDM

The national framework (the "Digital Backbone") that enables secure data flow between patients, doctors, and insurers.

ABHA

(Ayushman Bharat Health Account) is a unique 14-digit ID, linked to a mobile number and Aadhaar, that stores a citizen's digital health records.

HCX

The exchange protocol that allows hospitals and insurance companies to settle claims in real-time, replacing traditional manual paperwork.

Defining the Ecosystem

ABDM

The national framework (the "Digital Backbone") that enables secure data flow between patients, doctors, and insurers.

ABHA

(Ayushman Bharat Health Account) is a unique 14-digit ID, linked to a mobile number and Aadhaar, that stores a citizen's digital health records.

HCX

The exchange protocol that allows hospitals and insurance companies to settle claims in real-time, replacing traditional manual paperwork.

Defining the Ecosystem

ABDM

The national framework (the "Digital Backbone") that enables secure data flow between patients, doctors, and insurers.

ABHA

(Ayushman Bharat Health Account) is a unique 14-digit ID, linked to a mobile number and Aadhaar, that stores a citizen's digital health records.

HCX

The exchange protocol that allows hospitals and insurance companies to settle claims in real-time, replacing traditional manual paperwork.

The Front-Stage: Citizen Onboarding (ABDM)

The Front-Stage: Citizen Onboarding (ABDM)

The Front-Stage: Citizen Onboarding (ABDM)

The Front-Stage: Citizen Onboarding (ABDM)

The first half of the service focuses on how a user establishes their digital identity to access national benefits.

The first half of the service focuses on how a user establishes their digital identity to access national benefits.

The first half of the service focuses on how a user establishes their digital identity to access national benefits.

Informed Consent

Informed Consent

Informed Consent

The journey begins with educational onboarding, emphasizing that data access is purely consent-based and users retain the ability to revoke it at any time.

The journey begins with educational onboarding, emphasizing that data access is purely consent-based and users retain the ability to revoke it at any time.

The journey begins with educational onboarding, emphasizing that data access is purely consent-based and users retain the ability to revoke it at any time.

Aadhaar-Linked Verification

Aadhaar-Linked Verification

Aadhaar-Linked Verification

The journey begins with educational onboarding, emphasizing that data access is purely consent-based and users retain the ability to revoke it at any time.

The journey begins with educational onboarding, emphasizing that data access is purely consent-based and users retain the ability to revoke it at any time.

The journey begins with educational onboarding, emphasizing that data access is purely consent-based and users retain the ability to revoke it at any time.

Identity Fulfillment

Upon successful registration, the user receives their ABHA Card, featuring a QR code for instant hospital check-ins and a unique ABHA address (e.g., shalvidesh@abdm).

Identity Fulfillment

Upon successful registration, the user receives their ABHA Card, featuring a QR code for instant hospital check-ins and a unique ABHA address (e.g., shalvidesh@abdm).

Identity Fulfillment

Identity Fulfillment

Upon successful registration, the user receives their ABHA Card, featuring a QR code for instant hospital check-ins and a unique ABHA address (e.g., shalvidesh@abdm).

Upon successful registration, the user receives their ABHA Card, featuring a QR code for instant hospital check-ins and a unique ABHA address (e.g., shalvidesh@abdm).

The Back-Stage: Provider Operations (HCX)

The Back-Stage: Provider Operations (HCX)

The Back-Stage: Provider Operations (HCX)

Step 1: Mobile-Based Discovery

Step 1: Mobile-Based Discovery

Step 1: Mobile-Based Discovery

Instead of filling out physical forms, the hospital staff enters the patient’s mobile number. The system acts as a "Discovery Layer," fetching all insurance policies linked to that number.

Instead of filling out physical forms, the hospital staff enters the patient’s mobile number. The system acts as a "Discovery Layer," fetching all insurance policies linked to that number.

Instead of filling out physical forms, the hospital staff enters the patient’s mobile number. The system acts as a "Discovery Layer," fetching all insurance policies linked to that number.

Step 2: Instant Policy Intelligence

Step 2: Instant Policy Intelligence

Step 2: Instant Policy Intelligence

The dashboard provides a "Quick Glance" at the patient's coverage:

The dashboard provides a "Quick Glance" at the patient's coverage:

The dashboard provides a "Quick Glance" at the patient's coverage:

Visual Benefits: High-impact icons instantly communicate covered services like Ambulance Charges, Maternity, or Critical Illness.

Visual Benefits: High-impact icons instantly communicate covered services like Ambulance Charges, Maternity, or Critical Illness.

Visual Benefits: High-impact icons instantly communicate covered services like Ambulance Charges, Maternity, or Critical Illness.

Financial Visibility: Staff can view policy types, coverage amounts (e.g., Rs. 10,00,000), and waiting periods without digging through fine-print documents.

Financial Visibility: Staff can view policy types, coverage amounts (e.g., Rs. 10,00,000), and waiting periods without digging through fine-print documents.

Financial Visibility: Staff can view policy types, coverage amounts (e.g., Rs. 10,00,000), and waiting periods without digging through fine-print documents.

Step 3: Historical Traceability (Claim Management)

Step 3: Historical Traceability (Claim Management)

Step 3: Historical Traceability (Claim Management)

Upon proceeding, the Health History Module provides total transparency into the patient's medical past:

Upon proceeding, the Health History Module provides total transparency into the patient's medical past:

Upon proceeding, the Health History Module provides total transparency into the patient's medical past:

Audit Trail: Staff can track past Claim IDs, diagnoses (e.g., Acute Appendicitis), and approved amounts to make informed decisions for current treatment.

Audit Trail: Staff can track past Claim IDs, diagnoses (e.g., Acute Appendicitis), and approved amounts to make informed decisions for current treatment.

Audit Trail: Staff can track past Claim IDs, diagnoses (e.g., Acute Appendicitis), and approved amounts to make informed decisions for current treatment.

Real-Time Status: The interface tracks live statuses for Pre-authorizations and Payment Status, ensuring the hospital's financial operations stay in sync with patient care.

Real-Time Status: The interface tracks live statuses for Pre-authorizations and Payment Status, ensuring the hospital's financial operations stay in sync with patient care.

Real-Time Status: The interface tracks live statuses for Pre-authorizations and Payment Status, ensuring the hospital's financial operations stay in sync with patient care.

Learnings & Reflection

Learnings & Reflection

Learnings & Reflection

Learnings & Reflection

Designing for High-Density Utility

Designing for High-Density Utility

Designing for High-Density Utility

In a hospital environment, time is critical. I used Iconographic Grids and Traceable Tables to reduce cognitive load, allowing staff to move from "paperwork" to "patient" in seconds.

In a hospital environment, time is critical. I used Iconographic Grids and Traceable Tables to reduce cognitive load, allowing staff to move from "paperwork" to "patient" in seconds.

In a hospital environment, time is critical. I used Iconographic Grids and Traceable Tables to reduce cognitive load, allowing staff to move from "paperwork" to "patient" in seconds.

Systemic Resilience

Systemic Resilience

Systemic Resilience

I realized that a front-end UI is only as strong as its back-stage integration. The value of this dashboard lies in its ability to fetch fragmented data from various insurers into one unified, trustworthy view.

I realized that a front-end UI is only as strong as its back-stage integration. The value of this dashboard lies in its ability to fetch fragmented data from various insurers into one unified, trustworthy view.

I realized that a front-end UI is only as strong as its back-stage integration. The value of this dashboard lies in its ability to fetch fragmented data from various insurers into one unified, trustworthy view.

Trust-Oriented Architecture

Trust-Oriented Architecture

Trust-Oriented Architecture

Working on a National Initiative taught me the importance of designing for security and consent, ensuring sensitive health data is handled with extreme care and verified at every step.

Working on a National Initiative taught me the importance of designing for security and consent, ensuring sensitive health data is handled with extreme care and verified at every step.

Working on a National Initiative taught me the importance of designing for security and consent, ensuring sensitive health data is handled with extreme care and verified at every step.

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